![]() ![]() Jesse first developed the YNAB method and original spreadsheet as a broke, newly married college student who really needed a budget. (He’s nothing if not consistent!) A self-proclaimed “recovering CPA,” he is deeply passionate about teaching individuals, families, and business owners YNAB’s Four Rules to help them gain total control of their money. Jesse hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of, You Need A Budget. Personal finance expert, speaker, and business leader, Jesse Mecham is the Founder of You Need A Budget (or YNAB if you are very busy and important). We are going to be talking budgeting with Jesse Mecham. If you are like most people, and you struggle to find a way to plan your spending each month, this episode is for you. Life is busy, and managing spending can be a challenge. We have come up with all sorts of fancy and less abrasive ways of talking about the need to plan how we spend our money. Call it what you want budget, spending plan, cashflow management. Law Office | McGregor, Sims, Schmoranz Law Office | Ontario (msslawyers.ca) In this insightful discussion Sebastian walks us through the Real Estate process from beginning to end and gives some great insight for any who are looking to get into the market. ![]() In this and the following podcast Sebastian will walk us through all things Real Estate, and give us a sense of the market conditions today. He came home to practice law in Kingsville in 2016 and purchased the firm from Terrence L. ![]() He began his career at a large Bay Street firm which helped him develop a strong work ethic and the ability to solve complex problems while under pressure. He graduated from Western University's Juris Doctor program in 2013 and was called to the Ontario Bar in 2014. Sebastian obtained his Bachelor of Arts (Hons.) in French & Business from the University of Waterloo in 2009. We will begin a two part series with Sebastian Schmoranz, Managing Partner at McGregor, Sims, Schmoranz Professional Corporation. It would be great if before we got into the housing market, we could sit down and chat with a professional with a ton of knowledge of the industry and get an idea of how buying or selling a home works, and the things to be careful of. In this sellers market it can feel like you are rushed into something you do not fully understand, but you feel the need to act quickly. ![]() For many, buying a home is a daunting experience. ![]()
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